Portfolio Category: Deposit Accounts

Savings

We offer regular savings accounts that can be opened with a minimum deposit of $5. Interest is paid quarterly. Members must have and maintain a savings account before participating in other services or purchasing other products through the credit union. Our Credit Builder Loan will also help you save! Ask us how by calling 201-968-0202.

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Checking

There are No Minimum Monthly Balance requirements and No Direct Deposit is required. Unlike the Big Banks, our checking accounts are really FREE!

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Direct Deposit

The shortest distance between two points is a straight line. And the shortest distance between you and your money is a direct line – to your 1st Bergen FCU account. Have your pay or any other regularly issued check deposited directly into your 1st Bergen checking or savings account to enjoy immediate hassle-free access to your money. You can also arrange for your pension, social security or other source of regular income directly deposited to your 1st Bergen account!

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Club Accounts

Club accounts are designed to help members save for future needs. Are you a teacher on a 10 month payroll? Let 1st Bergen help you save so you’ll have the cash you need over the summer with our special Teacher’s Savings Account! Planning on a special purchase? Maybe you’ve been putting off buying furniture, appliances or other “wants.” Open a special savings account, and earn interest as well. Interest on a special savings account is paid quarterly. Interest on other club accounts is paid annually. Holiday Club Account. Don’t let holiday purchases overwhelm you, save over a period of time, and benefit from earning interest while you save! Need a Vacation? A vacation doesn’t have to be an impossible dream. Save for a vacation, and earn interest in the process! Charitable Contributions: If you are planning to contribute to a charity, having a club account will help you save while earning interest on your money.

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