• Online Banking

    Online Banking

    Handle all your banking transactions including funds transfer, balance check and bill page the comfort of your living room with free Internet-based Online Banking.

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  • Debit Cards

    Debit Cards

    All 1st Bergen checking accounts include the option of a FREE Visa Debit Access Card. Enjoy the flexibility of paying for everyday purchases without having to use cash or checks. Plus, get convenient and easy access to your 1st Bergen checking accounts at nearly 45,000 Fee-Free ATMs nationwide via the AllPoint Network.

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  • Mobile Banking

    Mobile Banking

    Once you have signed up for our Online Banking and established your User Name and Password, you can add the additional benefit of our Mobile Banking app. Access your accounts anytime, anywhere, from any mobile device. We make it easy through the 1st Bergen Mobile Banking App, your mobile web browser or even text messages. It’s a better way to stay on top of your finances. All three options are 100% free!

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  • Savings


    We offer regular savings accounts that can be opened with a minimum deposit of $5. Interest is paid quarterly. Members must have and maintain a savings account before participating in other services or purchasing other products through the credit union. Our Credit Builder Loan will also help you save! Ask us how by calling 201-968-0202.

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  • Checking


    There are No Minimum Monthly Balance requirements and No Direct Deposit is required. Unlike the Big Banks, our checking accounts are really FREE!

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  • Direct Deposit

    Direct Deposit

    The shortest distance between two points is a straight line. And the shortest distance between you and your money is a direct line – to your 1st Bergen FCU account. Have your pay or any other regularly issued check deposited directly into your 1st Bergen checking or savings account to enjoy immediate hassle-free access to your money. You can also arrange for your pension, social security or other source of regular income directly deposited to your 1st Bergen account!

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  • Club Accounts

    Club Accounts

    Club accounts are designed to help members save for future needs. Are you a teacher on a 10 month payroll? Let 1st Bergen help you save so you’ll have the cash you need over the summer with our special Teacher’s Savings Account! Planning on a special purchase? Maybe you’ve been putting off buying furniture, appliances or other “wants.” Open a special savings account, and earn interest as well. Interest on a special savings account is paid quarterly. Interest on other club accounts is paid annually. Holiday Club Account. Don’t let holiday purchases overwhelm you, save over a period of time,…

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  • Loans


    Loans are available to 1st Bergen FCU members in good standing (18 years of age or older). To take out a loan, members must have regular and verifiable sources of income. Members will also be asked to present appropriate documentation and in most cases a credit report will be obtained by the credit union at no expense to the member(s). Our Credit Builder Loan may not require the credit union to run a credit report.

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  • Interest Rates

    Interest Rates

    Whether on deposit accounts or loans, 1st Bergen offers the best possible rates to our members. Please visit our rates page , call 201-968-0202 or stop in at the credit union for information about our most current rates. Our interest rates for all loans are based on the credit worthiness of the borrower(s). Quoted Interest Rates are subject to change at any time and without notice.

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  • Certificates of Deposit

    Certificates of Deposit

    Certificates are available for 3, 6, 9, 12, 24, 36, 48, and 60-month periods. A minimum deposit of just $250.00 is required to open a CD.

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