Fulfill a Future Dream
Let us help you and your family plan for the future with the Future Dream Education Savings Club
Today is the best time to start saving for your child’s educational dreams, even by taking a small first step.
The Future Dream Education Savings Club is a savings account in the name of your child that pays a higher interest rate than our basic savings account to allow you to jump-start saving for your child’s educational future. Getting started is easy:
Fill out the Interest Form below and a 1st Bergen representative will follow up with you.
Discuss with us your goals and budget to determine a weekly or monthly contribution into the account, with no minimum amount and no monthly fees.
We’ll set up an automatic transfer from your 1st Bergen account or primary bank account into your child’s savings club, or help you set up Direct Deposit with your employer.
We’ll match your deposits up to $400 per child and help you stay on track with your family’s savings goals*.
After opening the account, we encourage you to take advantage of our no-cost financial counseling to stay on track with your goals.
Small contributions today can make a big difference later.
With a 2% interest rate, saving just $10 a week for 15 years grows to nearly $9,000 for your child’s future. As your goals and finances change, we’ll help you determine the best choices for you and your family to achieve your ideal financial future. Please submit the interest form below to get started.
*The Future Dream account is available to all families that qualify for 1st Bergen membership. Matching funds are only available to households who (a) are currently participating in a Head Start or Early Head Start program administered by Greater Bergen Community Action, or (b) have a total household income at or below 200% of the 2024 Federal Poverty Guidelines. Dividend rates subject to change without notice. Matching funds available on the net balance of deposits made each quarter through December 31, 2024.