Join Us

All credit unions have a limited field of membership.

1st Bergen’s field of membership is open to persons who live, work, worship, volunteer, attend school, or conduct business in Bergen County, Ocean County, Paterson, or Jersey City, NJ. Immediate family of current members are also eligible to join 1st Bergen as well as CAFE Hub participants.

We’re a Small Credit Union Packed with Big Benefits for You!

1. We’ve got your back
   Our mission is to empower and strengthen individuals to achieve financial stability. We’ll always work to recommend what’s best for you and our community.

2. Better rates that save you money
   As a nonprofit, we’re able to offer much lower lending rates and lower fees for our members.

3. All the Services you need
   We offer many of the same products and services a traditional bank does and often at a fraction of the cost.

4. Solid foundation
   1st Bergen Federal Credit Union savings are federally insured up to $250,000 by the NCUA and backed by the full faith and credit of the United States Government. Plus, 1st Bergen is part of Greater Bergen Community Action, helping empower area people since 1967.

5. A people-first approach to banking

   We value a banking experience that is deeply personal. We take the time to learn your name and your story, and assist you with everything you need to be financially successful. Since 1st Bergen is member owned, your success is our success too.

6. Our relationship with you is just between us
   We never sell data to third parties for marketing purposes. Your personal information, including your email address, is safe with us.

An individual membership can be opened with just a $5.00 initial deposit along with a completed member application. In addition to your initial deposit, you will need two forms of identification and proof of your address — for example, your Driver’s License and Social Security card. Please visit the business and nonprofit page for additional documentation needed to open an organizational membership.

Click Here to apply for membership online today! After applying online, a 1st Bergen Member Services Representative will contact you to finalize your membership at the Credit Union.

You can also visit a branch to have a Member Service Representative assist you with an in-person application. Please contact us for a paper application to fill it out before visiting the branch. Please bring your printed application, required documents, and initial deposit.